You need to pay out and close any existing credit cards the deceased person had. This can also cancel existing subscriptions, so double-check that you want to cancel these first.
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You should notify dental insurance to see if you need to change the beneficiary name and to avoid continuing to pay for unneeded dental insurance
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You should notify long term care insurance to see if you need to change the beneficiary name and to avoid continuing to pay for unneeded insurance.
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If the deceased person had a pension, survivors may be entitled to monthly or lump sum payments. The plan may also make a payment if the death occurred before the deceased drew from their pension.
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Active duty service members all have life insurance. The unit should help. Veterans may also have life insurance through the VA.
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You may be eligible for the Dependency and Indemnity Compensation (DIC) program or Survivors Pension benefit. The DIC provides monthly benefits to surviving spouses, dependent children, and dependent's parents in recognition of the economic loss caused by a Servicemember’s death during military service, or by the death of a Veteran as a result of a service-connected disability. The Survivors Pension benefit is a tax-free monetary benefit payable to a low-income, un-remarried surviving spouse and/or unmarried child(ren) of a deceased Veteran with wartime service.
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You will need to switch the vehicle insurance to list the person now owning the vehicle as the "named insured" over if someone is keeping the vehicle. You usually have 30 days to do this. If there is not a second person on the policy, call the insurance company right away as other drivers may not be covered. Usually, the executor is covered when driving the car for maintenance purposes, but that is all.
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You will need to switch the homeowners or renters insurance over if someone is keeping the house, in order to continue to protect the residence in case of damage (e.g., a storm or fire) or a claim of an injury on the property. You usually have 30 days to do this.
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You have 30 days after death to change or cancel the health insurance policy. This can save you from continuing to need to pay for health insurance.
Read MoreCollect life insurance or annuity benefits if the deceased person had a policy. This may be a benefit that goes the estate or to an individual beneficiary.
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