Deal with a vehicle in Kentucky
You need to continue regular car payments, maintain vehicle registration, and then transfer the car's ownership. You cannot drive the car unless you have proper registration, and penalties will be charged if this is not done on time.
1) Call your local county clerk’s office to learn about the necessary documentation. You can find their contact details here: https://drive.ky.gov/Pages/County-clerks.aspx
2) While the process differs by county, generally, you will need:
Title
Valid identification
Valid insurance
Completed Application for Kentucky Certificate of Title or Registration (TC-96-182): https://transportation.ky.gov/Organizational-Resources/Forms/TC%2096-182.pdf
A small fee
Notarized death certificate
One of the following:
Will
Letters of Administration/Testamentary
A sworn affidavit stating that such documents do not exist. The affidavit must also state that there is no other claim on the vehicle(s). Have the death certificate and sworn affidavit notarized/authenticated by the same Notary. You can find a Notary here: Notary Public / Justice of the Peace.
A declaration from the court declaring that the car is able to have its ownership transferred or sold
If there is a bank lien registered on the vehicle, first obtain “notice of lien removal” from the lending institution before the transfer of ownership