You need to continue regular car payments, maintain vehicle registration, and then transfer the car's ownership. You cannot drive the car unless you have proper registration, and penalties will be charged if this is not done on time.
There are a few different scenarios depending on your relationship to the deceased, etc.:
Transfer on Death (TOD)
(Note: ATVs, UTVs and Minibikes are not eligible for the TOD option)
If an applicant wishes to indicate a beneficiary(ies) on the Application for Certificate of Title, the beneficiary(ies) will be listed on the new Certificate of Title with the tag “Transfer on Death” (TOD). A trust may be the beneficiary of a TOD certificate of title. A TOD beneficiary shall have no interest in the motor vehicle until such death(s). A beneficiary designation may be changed at any time by the owner or by the joint-tenant-with-right-of survivorship owners then surviving without the consent of any beneficiary by filing an application for a subsequent certificate of title.
If a Certificate of Title indicates a TOD, ownership of such motor vehicle vests with the designated beneficiary(ies) on the death of the owner or the last of the joint-tenant-with-right-of-survivorship owners, subject to the rights of all lienholders.
Once ownership has vested with the TOD beneficiary(ies), the beneficiary(ies) may make application for issuance of a title in the beneficiary(ies) name upon presentation of a death certificate(s) and an Application for Certificate of Title OR ownership may be transferred to a third party by attaching the death certificate(s) and signing the certificate of title as TOD.
Before any transfer of ownership can occur for a vehicle/motorboat of a decedent, satisfactory proof of death must be provided to the County Treasurer in the form of a Death Certificate.
Joint Ownership – With Rights of Survivorship
When a Nebraska Certificate of Title to a motor vehicle indicates ownership by more than one individual or “Joint Ownership”, and the names on the face of the title are separated by the word “OR”, or the term “ With Rights Of Survivorship” (WROS), the survivor may transfer ownership of the vehicle by assigning the Certificate of Title to the next buyer and providing a copy of the Death Certificate of the deceased owner to the County Treasurer. To alleviate the concerns of identity theft, the survivor may opt to have a title issued in his/her name only prior to the transfer of ownership. To accomplish this, the properly assigned Certificate of Title and the Death Certificate may be provided to the County Treasurer along with the proper fee and a new title will be issued in the survivor's name only.
Joint Ownership – Without Rights of Survivorship
Certificates of Title issued in Joint Ownership where the names are separated with the words AND or AND/OR, do not carry the same meaning as With Rights Of Survivorship. If the term With Rights Of Survivorship does not appear on the title document, the survivor name on the title cannot obtain a title in their name until a county judge decides, in probate proceedings, that the survivor has the right to ownership of the vehicle.
Certificates of Title in the Decedent’s Name Only
When the title is in the decedents name alone (or all owners are deceased), transfer of ownership can occur only if an individual appointed by the court to administer the estate(s) of the decedent(s) properly assigns the title to the buyer. The letter of appointment by the court for this individual must be attached to the title when it is presented to the County Treasurer.
If the total value of all of the personal property in the decedent's estate does not exceed $50,000, minus any liens and/or claims, and the title was issued in the name of the decedent alone (or all owners are deceased), the vehicle/motorboat may be transferred without probate to a claiming successor(s) by submitting an Affidavit for Transfer of Decedent's Vehicle/Motorboat. The title must be issued in the name of the successor(s) - it cannot be issued in the name of the purchaser. Note: Personal property does not include ownership in real estate property.
Before the person claiming to be the successor of the decedent submits the Affidavit, the following guidelines must be met:
Thirty days must have elapsed since death
No petition for the appointment of a Personal Representative, Administrator, Special Administrator, Executor or equivalent, is pending or has been granted
The Nebraska Certificate of Title must accompany the Affidavit, if available. If the Nebraska title is not available, the DMV must be contacted so that a search can be made to verify that a Nebraska title exists
The Death Certificate must be attached to the completed Affidavit
Affidavit must be completed in full and the signature of the successor must be notarized on the form