Deal with a vehicle in Florida
You need to continue making regular car payments, maintain vehicle registration, and then transfer the car's ownership. You cannot drive the car unless you have proper registration, and penalties will be charged if this is not done on time.
1) Gather:
Original title
Certified copy of the death certificate
Proof of identity (driver’s license/ID card/passport)
If decedent’s name was on the title alone: original or certified copy of the will
For surviving spouse: completed HSMV 82152: https://www.flhsmv.gov/pdf/forms/82152.pdf
For heirs: completed HSMV 82040: https://flhsmv.gov/dmv/forms/BTR/82040.pdf
Payment of title transfer and registration fees
Title transfer fee: $72.25 for electronic title; $2.50 additional fee for paper title
Note that replacement title fees are exempt for surviving spouse
Expedited title fee: $10 (receive title the same day)