Transfer credit card points

Policies governing point transfers vary among different credit card companies. You may want to reach out directly to your bank for further information.

Here are the policies and numbers for the largest credit card rewards programs:

Chase Ultimate Rewards

• Official terms and conditions say that the points are forfeited with death. However, in practice, the points will be automatically redeemed for cash as an account statement credit.

• Call Chase Rewards for more information: 1 (800) 432-3117

American Express Rewards

• The authorized executor may redeem points for a one-time redemption as a gift card or through Membership Rewards transfer partner program.

• Contact customer service for further assistance: 1-800-297-3276

Citi ThankYou Rewards

• Points can be redeemed for cash rewards if a written request and documents certifying the death and affirming the identity of the executor are submitted within one year of death.

• Contact ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596).

Barclays

• Their official policy states that points are not transferable, but you should contact the bank to see if they can make exceptions.

• Call 877-523-0478

Bank of America

• An authorized representative of the estate may request redemption, which must take place within 57 days of account closing. Redemption will be in the name of the deceased primary cardholder.

• Contact 888-689-4466 for further assistance.